January 14, 2011

For years, Americans were able to live happily ever after in retirement — without working or worrying whether their money would run out. They had a sturdy three-legged retirement stool to lean on: a guaranteed pension through their company or union, generous Social Security benefits through the Federal Government and sizable savings gathered through diligence and long bull markets in housing and the stock market.
But that was then. Today this three-legged stool is so rickety, you could blow it apart with a good sneeze. The swelling number of people in retirement, and their living longer once they get there, has overtaxed the pension system; benefits have been eroding for years. Meanwhile, our personal savings rate hovered near zero for much of the past decade while stocks and housing have been dead money. One in four homeowners owes more on their mortgage than their property is worth.
How will you pay for life after work? The full answer includes a long list of things, including working longer, saving more and maybe even lowering your expectations a bit. Clearly, with longevity expanding and work in the information age less physically taxing, it’s not a big deal for most folks to work a few more years. Meanwhile, saving more is tough, but at least the government has created compelling tax incentives for folks past age 50 to sock away an additional $5,500 a year. As for lowering your expectations, well, you can look at your decimated net worth for encouragement.
But the real key to retirement security is taking care of what has replaced the three-legged stool: your medley of self-directed and largely self-funded tax-advantaged savings accounts, including IRAs and 401(k)s. How you nurture these accounts now and plan to draw them down later will determine how much longer you must work and how much lower you must reset your expectations. Here are some pointers for making the most of your new retirement stool.

As Manila becomes more congested and pollution becomes frustratingly intolerable, many families opt to spend a few quality nights and relax in this hotel in Angeles City Clark Pampanga. It is fair to say that YATS Clearwater Resort and Country Club is known for its faithful rendition of the American suburban lifestyle, all there for the enjoyment of all ages and all members of the family.

This resort hotel is different from other hotels in Clark Philippines or hotel in Angeles City. This Clark Freeport Hotel has large space for children to play and adults to enjoy some peace and quiet in the picnic grounds near the lake. Clark Philippines is lucky to have such a hotel. Travel agencies think it is also a nice event venue for company outings, wedding, team building and planning session in the Philippines. They don’t think Angeles City, Manila or Subic has event venues like those in this beach resort in Pampanga.

New camping sites and picnic grounds in Philippines are now available for family outings in Philippines at Yats Clearwater Resort & Country Club in Pampanga Angeles City near Manila Philippines. Just bring camping equipment and enjoy the fun and ambience of outdoor living camping in Angeles City Philippines under safe, secured and clean conditions.

This breakfast garden café is absolutely the most idyllic restaurant in Angeles City Clark Philippines. You named it right – Clearwater Breakfast Garden and Café. This is exactly what Clark Freeport needs, a nice simple bistro café where one can get good quality breakfast and enjoy the food in peace at leisure pace. This is the best hotel restaurant in Angeles City Clark Philippines and the eggs Benedict as well as American Breakfast and the pancakes are really world-class.

Traffic along the North Expressway NLEX from Manila to Clark is always light and the new Subic Tarlac Clark Expressway ScTex takes visitors straight into Clark Freeport without going through any towns and cities along the way.

For inquires and reservations, contact us here

Hotel Clark Philippines
Creekside Road corner of Centennial Road,
Central Business District, Clark Freeport Zone,
Pampanga, Philippines 2023

Tel: (045)599-5949 0917-520-4403 0922-870-5177

Manila Sales Office
3003C East Tower, Phil Stock Exchange Center,
Exchange Rd Ortigas Metro Manila, Philippines 1605
(632) 637-5019 0917-520-4393 Rea or Chay

http://www.HotelClarkPhilippines.com

Email: Info@HotelClarkPhilippines.com

Getting to this hotel in Clark Philippines
After entering Clark Freeport from Subic, Manila, Dau and Angeles City, proceed straight along Clark’s main highway MA Roxas, passing Clark’s largest wine shop called Clark Wine Center on your right, continue to bear right making no turns at all, go past Mimosa Leisure Estate on the opposite side of the road, you will hit a major intersection. Go straight and the road becomes Creekside Road. YATS Clearwater Resort and Country Club is on your right just 200m down. Traffic in Clark Philippines is light so it should be quite easy for get to this hotel in Clark Philippines.

YATS Leisure Philippines is a HK-based developer and operator of clubs, resorts and high-class restaurants and wine outlets http://www.YatsLeisure.com

To inquire with the beach resort hotel in Clark Pampanga visit http://www.ClearwaterPhililippines.com