January 14, 2011

One of the most underestimated costs in retirement is health care, and for good reason. The figures can be staggering. A healthy 65-year-old couple should plan on $305,000 in out-of-pocket health costs during their retirement, according to a study by the Employee Benefit Research Institute. Put another way: if you plan to retire at 65 and want to buy an annuity today that will fund your retirement health care needs, a 63-year-old couple would need $200,000 and a 43-year-old couple would need $380,000, according to the Center for Retirement Research at Boston College.

Little wonder that AARP found that 62% of boomers have not fully accounted for health care expenses in their retirement planning. But it isn’t just the eye-popping numbers that prevent folks from getting real.

Congress and corporations are forever tinkering with benefits. Witness the complex and contentious health care reform bill, which promises to bring insurance coverage to millions who were going without insurance but will also probably leave millions of insured folks scratching their heads over what it means for them. There is one constant on this front, though: Medicare, the principle insurance source for folks who have reached 65 years of age.

Despite all the talk of cuts, Medicare is not going away. Coverage stands to change in some ways, for example, by possibly curbing access to certain medicines and procedures based on their cost. So stay on your toes as the bill is finalized and details come to light. You’ll need to choose your policy wisely if you want to keep your costs from soaring even further. Then again, staying on your toes and choosing wisely have always been critical in navigating the Medicare maze. Here are a few things to keep in mind if you are new to the Medicare system.

As Manila becomes more congested and pollution becomes frustratingly intolerable, many families opt to spend a few quality nights and relax in this hotel in Angeles City Clark Pampanga. It is fair to say that YATS Clearwater Resort and Country Club is known for its faithful rendition of the American suburban lifestyle, all there for the enjoyment of all ages and all members of the family.

This resort hotel is different from other hotels in Clark Philippines or hotel in Angeles City. This Clark Freeport Hotel has large space for children to play and adults to enjoy some peace and quiet in the picnic grounds near the lake. Clark Philippines is lucky to have such a hotel. Travel agencies think it is also a nice event venue for company outings, wedding, team building and planning session in the Philippines. They don’t think Angeles City, Manila or Subic has event venues like those in this beach resort in Pampanga.

New camping sites and picnic grounds in Philippines are now available for family outings in Philippines at Yats Clearwater Resort & Country Club in Pampanga Angeles City near Manila Philippines. Just bring camping equipment and enjoy the fun and ambience of outdoor living camping in Angeles City Philippines under safe, secured and clean conditions.

This breakfast garden café is absolutely the most idyllic restaurant in Angeles City Clark Philippines. You named it right – Clearwater Breakfast Garden and Café. This is exactly what Clark Freeport needs, a nice simple bistro café where one can get good quality breakfast and enjoy the food in peace at leisure pace. This is the best hotel restaurant in Angeles City Clark Philippines and the eggs Benedict as well as American Breakfast and the pancakes are really world-class.

Traffic along the North Expressway NLEX from Manila to Clark is always light and the new Subic Tarlac Clark Expressway ScTex takes visitors straight into Clark Freeport without going through any towns and cities along the way.

For information as well as assistance with reservations in hotels and resorts in Pampanga, Clark Philippines, click here to contact HotelClarkPhilippines now

Or call us at

Hotel Clark Philippines
Creekside Road corner of Centennial Road,
Central Business District, Clark Freeport Zone,
Pampanga, Philippines 2023

Tel: (045)599-5949 0917-520-4403 0922-870-5177

Manila Sales Office
3003C East Tower, Phil Stock Exchange Center,
Exchange Rd Ortigas Metro Manila, Philippines 1605
(632) 637-5019 0917-520-4393 Rea or Chay

http://www.HotelClarkPhilippines.com

Email: Info@ClarkPhilippines.com

Getting to this hotel in Clark Philippines
After entering Clark Freeport from Subic, Manila, Dau and Angeles City, proceed straight along Clark’s main highway MA Roxas, passing Clark’s largest wine shop called Clark Wine Center on your right, continue to bear right making no turns at all, go past Mimosa Leisure Estate on the opposite side of the road, you will hit a major intersection. Go straight and the road becomes Creekside Road. YATS Clearwater Resort and Country Club is on your right just 200m down. Traffic in Clark Philippines is light so it should be quite easy for get to this hotel in Clark Philippines.

YATS Leisure Philippines is a HK-based developer and operator of clubs, resorts and high-class restaurants and wine outlets http://www.YatsLeisure.com

To inquire with the beach resort hotel in Clark Pampanga visit http://www.ClearwaterPhililippines.com